By Pauline Gill
Cash back credit cards are popular alternatives to low interest rate cards and even zero percent rate cards. Cash back credit cards do exactly what the name implies. They give cash back when used to purchase just about anything. The trick is to find the best card conducive to your spending style. The Chase Freedom credit card offers 3 percent back on gas, groceries and fast food for the first...
By Stephanie Mojica
Chapter 13 bankruptcy is a legal repayment plan that allows overburdened people to repay their debts over time in a court-restructured plan. During the time of the repayment, which is usually 2 to 5 years, the debtor will not lose a car, home, stocks, or other property unless he defaults again. Chapter 13 is a good solution for people who fell behind but can get back ahead again with some help...
By Lola James
The Fair Isaac Corporation founded the credit score system in 1950. This is the system the three credit reporting agencies follow. The acronym FICO is the initials of the company's name. The goal of this system is to help lenders make educated decisions on whom they will lend their money to. This system is considered the standard credit rating system and is used by the majority of lenders....
By In the Know
Depending on your credit circumstances, the interest rate you will be expected to pay for your credit card(s) varies widely. Consumers with good or excellent credit can demand (and obtain) cards with lower interest rates, while customers with damaged credit should expect to pay more. In each circumstance, it is important to obtain the best interest rate possible. APR is an acronym that stands...
By Valencia Higuera
Most people can use an extra $100 or more a week. This money can supplement your current income, or provide a means to get out of debt. Unfortunately, making extra money is easier said than done. If you work a full-time job or have a family, finding the time to work a second job is challenging. For this reason, many people look for quick and easy ways to make extra cash. There are many ways to...